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Ziploan named Tech veteran Ashish Goel as CTO


Ziploan, an RBI registered FinTech leader in India, announced that Ashish Goel has joined the company as its Chief Technology Officer (CTO). A veteran in the tech industry, Ashish will be leading the Digital initiatives of the organization and strengthening the product for a better customer reach and experience.

Prior to joining ZipLoan, Ashish was the Co-founder & CTO at Milkbasket (a daily micro-delivery service offering grocery and household needs) and built its Technology and Product team right from the scratch and scaled it to meet the growing business demands and bring it to the current level. Before co-founding Milkbaket, Ashish spent close to 15 years in Technology, working for BFSI companies, and had also co-founded a real-estate start-up Ursqft.

The appointment by Ziploan is in sync with the company’s long-term growth strategy of strengthening its foothold in India’s growing FinTech markets by bolstering its leadership ranks. The company aims to tap into Ashish’s in-depth tech knowledge and his experience in helping build a tech-first business.

Ziploan was founded in 2016 with a mission to ensure the easy availability of Working Capital Loans to small business owners in India. Its technology-enabled platform is well-equipped to offer credit in a fast and hassle-free manner. Through Ziploan’s proprietary machine learning-based risk assessment, called ‘ZipScore’, the FinTech platform is able to provide business loans of up to INR 10 lakhs in one of the quickest turnaround times in the industry, while maintaining favorable unit economics. To date, ZipLoan has disbursed INR 450 Cr of business loans to over 10,000 customers.

Speaking on the development, Kshitij Puri, Co-Founder, MD & CEO Ziploan, said, “Ziploan is gearing up for aggressive growth. Ashish’s exceptional knowledge in areas of tech scale-up will add immense value to Ziploan’s next phase of the growth journey. Having co-founded and worked with one of India’s fast-growing startups as well as other well-renowned companies, Ashish is an exceptional leader who brings on board tremendous tech experience and business acumen. We are thrilled to welcome him to the team and wish him success in his journey with Ziploan.”

Speaking on his appointment, Ashish Goel, CTO, Ziploan, said, “I am excited to be a part of the Ziploan at such a pivotal stage of its growth journey. The company is focused on unlocking its next phase of growth by providing intelligent, cutting-edge FinTech solutions that will help propel the businesses of MSMEs in India. I look forward to complementing and enhancing Ziploan’s efforts.”

ZipLoan is currently operational in 6 cities of India and has raised over $20 million in equity from some of India’s top VC Investors such as Elevation Partners and Matrix Partners. The company is headquartered in Delhi, with offices in Mumbai, Jaipur, Lucknow, and Indore.

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