New Delhi, December 23, 2025: PNB Housing Finance Limited (PNBHFL) has announced the appointment of Mukesh Agarwal as its Chief Sales Officer – Retail, following the company’s structured leadership and governance process.
In his new role, Agarwal will lead the company’s retail sales strategy and focus on strengthening PNB Housing Finance’s distribution network across key markets, aligning with the organization’s ongoing commitment to growth in the housing finance segment.
A Seasoned Leader with Two Decades of Industry Experience
With over 21 years of experience across credit, underwriting, policy formulation, and sales leadership, Mukesh Agarwal brings deep industry expertise to his new position. A Chartered Accountant by qualification, he has been associated with PNB Housing Finance for more than 13 years, contributing significantly to the company’s retail and affordable housing business growth.
During his tenure, Agarwal has held several key leadership positions, including:
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Senior Manager – Underwriting
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National Head – Credit and Policy (Affordable Business)
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National Credit Manager – Prime
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Zonal Credit Manager
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Regional Credit Manager
Track Record Across Leading Financial Institutions
Before joining PNB Housing Finance, Agarwal held strategic roles at major banking institutions such as Standard Chartered Bank, ICICI Bank, and IndusInd Bank, where he managed credit initiation, regional credit operations, and audit functions. His extensive experience in both credit and sales management is expected to strengthen PNB Housing Finance’s retail lending business and drive sustainable growth.
