MUMBAI, Nov. 2025 — NiviCap, a newly launched education–financing solutions platform, is set to redefine how Indian students pursue their academic aspirations in Australia. Guided by its core vision — “Fast. Fair. Family Approved. Your academic dreams in Australia without financial roadblocks” — NiviCap aims to streamline financing, simplify documentation, and offer emotional reassurance to families navigating international education.
Australia remains the top global study destination for Indian students, celebrated for its world-class universities, multicultural environment, and strong post-study work pathways. With India now the second-largest source country for international students in Australia — with 137,703 Indian students studying there in 2025 — the demand for a seamless, transparent financial ecosystem is stronger than ever.
Justin Langer Joins as Brand Ambassador
Marking a significant milestone, former Australian cricket star Justin Langer has been announced as NiviCap’s Brand Ambassador. His association underscores the brand’s commitment to strengthening Australia–India educational ties.
The launch was also supported by the Australian Trade and Investment Commission (Austrade), reflecting the government’s continued emphasis on building robust education pathways for Indian students.
A Unified, Tech-Driven Platform Developed by Ziksu Founder
Created by Karthik Srinivasan, founder of Australian fintech brand Ziksu, NiviCap serves as a digital bridge between the education ecosystems of India and Australia. Unlike traditional, fragmented financing processes, NiviCap offers a single, secure platform that integrates:
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Loan discovery and guidance
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Application and documentation assistance
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Forex solutions
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Post-arrival support
The platform aims to eliminate confusion for students and parents, particularly those in Tier-II and Tier-III cities, by combining technology, transparency, and empathy.
A Founder’s Personal Journey Inspires NiviCap
Karthik’s own experience as an Indian student in Australia shaped the ethos of NiviCap.
He shared:
“As an Indian-born Australian, I’ve lived the same journey thousands of students take — excitement mixed with anxiety. Managing finances across countries, handling documentation, being far from home — it can be overwhelming. NiviCap was created to bridge that gap, not just as a digital platform, but as a promise: Fast. Fair. Family Approved. It’s personal.”
Justin Langer on Why He Supports NiviCap
Expressing his belief in NiviCap’s mission, Langer said:
“India and Australia share a bond built on trust and ambition. NiviCap captures that spirit. To me, it’s like a great coach — reliable, steady, and supportive under pressure. It gives students the confidence to perform and parents the reassurance that their children are in safe hands.”
Australia’s Education Authorities Welcome the Move
Mukund Narayanamurti, Minister (Commercial) and Head of South Asia, Austrade, added:
“Indian students enrich our campuses and communities. NiviCap’s launch by an Australian firm is a great initiative that supports students aspiring to study in Australia.”
Phased Rollout Begins with Education Loans
NiviCap’s first rollout phase focuses on Education Loans, giving students a unified digital platform to explore, apply for, and manage loans with ease.
Upcoming phases will introduce:
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Forex management
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Post-arrival assistance
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Additional value-added services
A Trusted Extension of the Family
With its blend of technology and emotional support, NiviCap positions itself as a family extension for Indian parents and students. By offering financial clarity and holistic support, the platform aims to empower students to pursue their Australian academic goals with confidence, comfort, and care.
NiviCap’s launch signals a new era in the cross-border education landscape — one where financing is no longer a barrier, but a seamless part of the study-abroad journey.
